Senior Citizen EntrepreneursWhere the corporate and private world adhere to age discrimination when hiring the over 50 set of the population, the home based business opportunity market has seen a meteoric rise in popularity. Many active and energetic seniors do not want to retire or can't retire. Due to the fact that mainstream jopb opportunities are almost non-existent for this segment of people, more and more seek potential business opportunities for additional income sources. As the stock market, unemployment rate, medical and prescription cost go haywire, maybe senior citizen, retirees, are heading back into the workforce, refusing to retire because of financial reasons as well as to offset boredom, seniors are living longer, staying healthier longer and fearful of outliving their money.
"The collective knowledge and wisdom of seasoned citizens is the most valuable, yet untapped, resource our young-people have."--Rush Limbaugh
The young man knows the rules, but the old man knows the
exceptions. --Oliver Wendell Holmes
Read Sites of Interest to Seniors
Read Facts About Older Americans
Read Business Associations for both Men and Women
Read Home Based Businesses are not just for mommies anymore…time to tap into a growing trend. Mommies move over…the seniors are here! by Francine York, Publisher Modern Opportunity
Read Retired or Re-treaded by Bob Osgoodby
Sites of Interest to Seniors
http://www.seniors4hire.org
http://www.doleta.gov/seniors
http://www.internetseniorsuccess.com
http://www.internetseniorsuccess.com/4/senior-job.html
http://www.friendly4seniors.com/
http://www.doleta.gov/seniors/other_docs/overview.pdf
http://www.doleta.gov/seniors/other_docs/owp-106-501.pdf
http://www.seniors4hire.org/myths_olderworkers.pdf
http://www.seniors4hire.org/Retain_OlderWorkers.pdf
http://www.seniors4hire.org/resources.asp
http://www.score.org/ SCORE is a Resource Partner with the U.S. Small Business Administration
http://www.mecca.org/SENIORSTUFF/
http://www.welcomebusiness.com/
Census Bureau Collects Data on Seniors for Older Americans Month 2004
April 28, 2004 - Older Americans Month originated with a presidential proclamation in May 1963 and it has been proclaimed each May by presidents every year since. Last year, President Bush stated, "Older Americans continue to work in a variety of jobs -- from teachers, to engineers, to business owners and entrepreneurs -- and in so doing bring invaluable experience and leadership skills. Additionally, their wisdom, strength and compassion reflect the character of our great nation."
35.9 million -- The number of people 65 and over in the United States on July 1, 2003. That is 12 percent of the total population. Since Census 2000, 927,000 people have moved into this age group. http://www.census.gov/Press-Release/www/releases/archives/population/001703.html
86.7 million -- Projected population of people 65 and over in the year 2050. People in this age group would comprise 21 percent of the total population at that time. http://www.census.gov/Press-Release/www/releases/archives/population/001720.html
147 percent -- Projected percentage increase in the 65-and-over population between 2000 and 2050. By comparison, the population as a whole would have increased by only 49 percent over the same period. http://www.census.gov/Press-Release/www/releases/archives/population/001720.html
Income & Wealth
$120,000 -- Median net worth of households with householders ages 70 to 74. http://www.census.gov/prod/2003pubs/p70-88.pdf
$23,152 -- Median 2002 income of households with householders 65 and over, statistically unchanged, in real terms, from the previous year. http://www.census.gov/Press-Release/www/releases/archives/income_wealth/001371.html
10.4 percent -- Poverty rate for people 65 and over in 2002, statistically unchanged from the previous year. http://www.census.gov/Press-Release/www/releases/archives/income_wealth/001371.html
Serving Our Nation
9.1 million -- Estimated number of people age 65 and over who are military veterans. http://factfinder.census.gov/servlet/DatasetMainPageServlet?_program=ACS&_lang=en&_ts=87386298089
Jobs
4.5 million -- Number of people age 65 and over who are still employed a ratio of more than 1-in-8 people in this age group. http://www.census.gov/Press-Release/www/releases/archives/aging_population/001122.html
Education
Among the older population, men are more likely than women to have a bachelor's degree or higher education. Among people ages 65 to 84, 22 percent of men and 13 percent of women have achieved this level of education; for those 85 and over, the respective rates are 17 percent and 12 percent. http://www.census.gov/Press-Release/www/releases/archives/aging_population/001122.html
Marital Status and Living Arrangements
Among the population 65 to 84, the majority of men (74 percent) are married and living with their spouses, compared with less than half (45 percent) of women in that age group. For people 85 and over, the corresponding percentages are much lower: 58 percent of men and only 12 percent of women. http://www.census.gov/Press-Release/www/releases/archives/aging_population/001122.html
Voting
72 percent -- Percentage of citizens ages 65 to 74 who voted in the last presidential election; that is the highest rate of any age group. http://www.census.gov/Press-Release/www/releases/archives/voting/000505.html
Homeownership
81 percent -- Proportion of householders age 65 and over who own their homes. This compares with 68 percent for all householders. http://www.census.gov/hhes/www/housing/hvs/q303prss.pdf
Population Distribution
Nation
71 -- Overall, the number of men age 65 and over on July 1, 2002, for every 100 women in this age group. For those in the 65- to-74 age group, the ratio is 83 men for every 100 women and for those 85 and over, it drops to 43 men to 100 women. http://www.census.gov/Press-Release/www/releases/archives/hispanic_origin_population/001130.html
58,684 -- Estimated number of centenarians in the United States on July 1, 2002. http://www.census.gov/Press-Release/www/releases/archives/hispanic_origin_population/001130.html
States and Counties
17 percent -- Percentage of Florida's population that was 65 and over on July 1, 2003. Florida led all states in this category. Pennsylvania, West Virginia, North Dakota and Iowa followed closely, at 15 percent each. http://www.census.gov/Press-Release/www/releases/archives/population/001703.html
15 percent -- Percentage increase in the number of people age 65 and over in Nevada between Census Day, April 1, 2000, and July 1, 2003. A state not traditionally thought of as a retirement haven Alaska -- was close behind, with a 14 percent increase. The next five states on the list -- Arizona, Utah, Idaho, New Mexico and Colorado -- also are located in the West. http://www.census.gov/Press-Release/www/releases/archives/population/001703.html
3.8 million -- Number of people 65 and over living in California on July 1, 2003, the highest total of any state. Florida, with 2.9 million, was the runner-up. http://www.census.gov/Press-Release/www/releases/archives/population/001703.html
34 percent -- Percentage of Charlotte County, Fla., population, that consists of people 65 and over the highest such proportion in the nation. Florida was home to each of the 12 counties with the highest concentration of people 65 and over. (The findings pertain to counties with minimum populations of 100,000.) http://www.census.gov/Press-Release/www/releases/archives/population/001341.html
21 percent -- Percentage increase in the 65-and-over population in Douglas County, Colo., between 2000 and 2002, the highest such increase for any county in the country. (The findings pertain to counties with minimum populations of 100,000.) http://www.census.gov/Press-Release/www/releases/archives/population/001341.html
Sports Activities
The most popular sports activity among people 65 and over, by far, is exercise walking: 9.4 million people in this age category engage in this activity at least six times a year. The next most popular forms of exercise are swimming (3.4 million participants), exercising with equipment (3.1 million) and playing golf (2.5 million). See Table 1247: http://www.census.gov/prod/www/statistical-abstract-03.html
Note from Census Bureau: Some of the preceding data were collected in surveys and, therefore, are subject to sampling error. reprinted from: SENIOR JOURNAL.COM - Senior Citizens Information and News
Seniors Citizens on Internet Jumped 47 Percent Since 2000
22% of Americans age 65 and older go online
March 25, 2004 – The percent of seniors who go online has jumped by 47% between 2000 and 2004. In a February 2004 survey, 22% of Americans age 65 or older reported having access to the Internet, up from 15% in 2000. That translates to about 8 million Americans age 65 or older who use the Internet. By contrast, 58% of Americans age 50-64, 75% of 30-49 year-olds, and 77% of 18-29 year-olds currently go online.
Older women have led the charge and the gender ratio among “wired seniors” is now 50/50. The number of seniors who live in households with moderate amounts of income has risen dramatically, as has the number whose education ended with a high school diploma, but the online senior population is still dominated by whites, upper-income household members, and those with college degrees.
“As younger Americans weave the Internet into nearly every aspect of their lives, their parents and grandparents are starting to follow suit, especially when it comes to email and information searches,” says Susannah Fox, director of research at the Pew Internet & American Life Project and author of the report, “Older Americans and the Internet.”
There have been big increases since 2000 in the number of online seniors doing several key activities. It is important to stress, though, that even with these high growth rates, it is usually the case that online seniors have done these online activities at lower rates that younger Internet users.
66% of wired seniors had looked for health or medical information online at some point in their online life by the end of 2003. That is a 13-point jump since 2000, and a growth rate of 25%.
66% of wired seniors had done product research online by the end of 2003. That is an 18-point jump since 2000, and a growth rate of 38%.
47% of online seniors had bought something on the Internet by the end of 2003. That is an 11-point increase since 2000 and a growth rate of 31%.
41% have made travel reservations online by the end of 2003. That is a 16-point increase since 2000 and a growth rate of 64%.
26% of wired seniors had looked for religious and spiritual information by the end of 2003. That is a 15-point jump since 2000, or a growth rate of 136%.
20% of online seniors had done banking on the Internet by the end of 2003. That is a 12-point increase since 2000 and a growth rate of 150%.
Despite the significant gains among seniors, most Americans age 65 and older live lives far removed from the Internet, know few people who use email or surf the Web, and cannot imagine why they would spend money and time learning how to use a computer. Seniors are also more likely than any other age group to be living with some kind of disability, which could hinder their capacity to get to a computer training center or read the small type on many Web sites.
However, there is a burgeoning group of Americans who are slightly younger than retirees and who are vastly more attached to the online world. In fact, older Baby Boomer Internet users (between 50-58 years old) are more like Generation X Internet users (between 28 and 39 years old) than like their older, “Mature” generational neighbors (those between 59 and 68 years old). For example:
75% of Generation X Internet users and 75% of Baby Boomer Internet users get news online, compared to 67% of Mature users.
59% of Generation X Internet users and 55% of Baby Boomer Internet users do research online for their job, compared to 30% of Internet users between 59 and 68 years old.
“The ‘silver tsunami’ of older Internet users is gaining momentum,” says Lee Rainie, director of the Pew Internet Project. “Internet users in their 50s who work, shop, and keep in touch with friends and family online will age into and transform the wired senior population.” reprinted from SENIOR JOURNAL.COM - Senior Citizens Information and News
The report, titled “Older Americans and the Internet,” is based primarily on survey data collected between February 3 and March 1, 2004. The Pew Internet & American Life Project is a non-profit, non-partisan research organization, fully funded by the Pew Charitable Trusts to explore the social impact of the Internet.
Older Workers Would Delay Retirement If Employers Offered Phasing
Aging Baby Boomers, Worker Preferences Driving More Employers to Explore Phased Retirement Programs
March 22, 2004 - On the heels of AARP research saying older workers are turning to self-employment, a new study says one out of three older workers would continue working longer if their employer offered a phased retirement program. Many employers, however, have yet to establish formal or informal arrangements -- such as shorter work weeks, flexible hours or the opportunity to try something new -- that would encourage older workers to delay full retirement, according to Watson Wyatt Worldwide.
In a recent survey of 1,000 workers and retirees at or near retirement age, Watson Wyatt sought to further understand why and how workers phase into retirement, how phasing affects the age at which workers fully retire and the implications for employers. It is one of the most in-depth surveys to date on worker attitudes toward phased retirement.
"Worker attitudes about retirement are changing dramatically, and employers have some catching up to do," said Janemarie Mulvey, assistant director of Watson Wyatt's Research & Information Center and one of the study's authors. "We found that a significant gap exists between what older workers are looking for and the opportunities employers provide. For example, a majority of survey participants would like to work fewer hours late in their careers, but less than half of them expect their employer to offer this opportunity."
Why phased retirement?
According to the survey, more than half (57 percent) of current workers in phased retirement entered into the arrangement voluntarily to have more leisure time. When asked their primary reason for choosing phased retirement instead of full retirement, 42 percent of these workers indicated they enjoyed their work, while 28 percent said they needed the income.
One-third (32 percent) of workers in phased retirement arrangements retired completely from their career jobs but later re-entered the workforce after becoming disillusioned with retirement. In contrast to voluntary phasers, 40 percent of this group said they returned to work primarily because they need the income, while only 34 percent said they work because they enjoy it.
Approximately 10 percent of workers currently in a phased status were forced into phased retirement when their career jobs were eliminated. A majority of these workers (58 percent) said they are working in retirement primarily for the income.
"What was once a three-legged stool of individual retirement income is quickly becoming a four-legged stool, with income from wages constituting the fourth leg," noted Mulvey. "But it is important to note that extra income is not always the key motivator for phasers - many work because they enjoy it."
How do workers phase?
When asked how they would like to phase, many older workers said they hope to work part-time (63 percent) or work more flexible hours (48 percent) before retiring completely. Nearly two-thirds (63 percent) of current workers aged 50 and older indicated that they would like to phase in an entirely different career. Among current phasers, 80 percent work flexible hours and 79 percent work part-time. Two-thirds (67 percent) have less responsibility in their current job compared with their career job.
"Although some phasers leave their career employers to pursue an entirely different line of work, many leave to perform similar work with a competitor, but with more job flexibility," said Valerie Paganelli, a senior consultant with Watson Wyatt and leading authority on phased retirement programs. "This survey reveals that employers can still do a lot more to preserve the hard-won talent and experience of their career employees."
According to the survey, even an informal phased retirement program can go a long way toward retaining experienced workers. Among workers currently in a phased retirement arrangement with their career employers, 82 percent had been offered the opportunity to work part-time and 71 percent had the opportunity to work a more flexible schedule. On the other hand, among those who left their career employer to phase elsewhere, only 16 percent would have been allowed to work part-time for their career employer and only 20 percent would have been offered a more flexible work schedule.
Delaying full retirement
The opportunity to phase has significant implications for the timing of workers' retirement. Nearly one-fourth of survey participants already in phased retirement programs expect to work past age 65, while another 20 percent do not plan to retire at all. In addition, one out of three older workers said they would continue working longer than otherwise planned if their employer offered a phased retirement program.
"As the economy recovers and baby boomers reach traditional retirement ages, labor shortages will re-emerge as an important issue," said Paganelli. "Employers would be wise to consider phased retirement strategies that address older workers' needs and that will help maintain an adequate supply of talent and experience in the years to come."
The survey report, "Phased Retirement: Aligning Employer Programs with Worker Preferences," is based on the responses of a unique cross-section of Americans between the ages of 50 and 70. They include full-time workers who are approaching retirement, workers currently in a phased retirement arrangement and those who are fully retired. Copies of the report are available at www.watsonwyatt.com.
About Watson Wyatt Worldwide
Watson Wyatt & Company, the primary subsidiary of Watson Wyatt & Company Holdings (NYSE: WW - News), is an international human capital consulting firm that provides services in the areas of employee benefits, human capital strategies and related technology solutions.
Senior Citizens Lead Internet Growth
Dec. 5, 2003 - According to recent findings from Nielsen//NetRatings, senior citizens age 65 and older were the fastest growing age group online, surging 25 percent year over year to 9.6 million Web surfers from home and work in October 2003. Additionally, within the senior citizen age group, Nielsen//NetRatings found that the number of female seniors online jumped 30 percent, while male seniors jumped 20 percent.
Since October 2002, senior citizens online grew from 7.6 million or 5.9 percent of the active Internet universe to 9.6 million surfers aged 65 plus, making up seven percent of the active Internet universe in October 2003. The second fastest growing age group was Internet users 55-64.
Year-Over-Year Audience Profile Growth, by Age Group (U.S. Home and Work)
Age Group.........................Oct 2002.........................Oct 2003..........................% Growth
2 - 11......................................12,160............................12,211.............................0%
12 - 17.....................................14,016............................14,999.............................7%
18 - 24......................................9,300............................10,512.............................13%
25 - 34.....................................20,702............................21,380..............................3%
35 - 49.....................................39,409............................39,712..............................1%
50 - 54.....................................12,078............................12,257..............................1%
55 - 64.....................................13,585............................15,632.............................15%
65+.............................................7,642.............................9,554.............................25%
.
Source: Nielsen//NetRatings, November 2003
Nielsen//NetRatings found that the rise in usage by female seniors was greater than the increase in usage by senior males. Female seniors increased their average time spent online by six percent, spending nearly two more hours online, while male seniors increased their time online by two percent. While the number of sessions for female seniors increased by two percent, the number of sessions for male seniors decreased by three percent.
"As a whole, the Internet audience is continuing to become more representative of the general population," said Greg Bloom, senior Internet analyst, Nielsen//NetRatings. "However, as we continue to track year-over-year trends, we observe significant upticks in the online presence of important groups such as seniors."
Female 65+ and. Male 65+ Online Usage Data (U.S., Home and Work)
Females 65+...................................Oct 2002..............................Oct 2003..............................% Change
Unique Audience (000)...........................3,528...................................4,604...................................30%
Average Web Pages Viewed Per Month......540....................................613.....................................14%
Average Time Spent During Month............41:23:18...............................43:42...................................6%
Number of Sessions per Month...................49...................................50.....................................2%
.
Males 65+........................................Oct 2002..........................Oct 2003..........................% Change
Unique Audience (000)............................4,114..................................4,950...................................20%
Average Web Pages Viewed Per Month.......890...................................935....................................5%
Average Time Spent During Month.............52:44:19...............................53:41....................................2%
Number of Sessions per Month........................65..................................63.....................................-3%
Source: Nielsen//NetRatings, November 2003
"More than 25 million adults over the age of 55 were online last month," continued Bloom. "That is clear evidence for advertisers and marketers looking to reach those older adults that the Internet should be part of the marketing mix."
By the year 2050, human population could add 2.6 billion people.....20th May Have Been Last Century Where Young Outnumber Old
U.S. Life Expectancy Grows to 77.2 Years
March 15, 2003 - Life expectancy hit a new high of 77.2 years in 2001, up from 77 in 2000, and increased for men and women as well as whites and blacks, a new report released yesterday by the Centers for Disease Control and Prevention (CDC)
For men, life expectancy increased from 74.3 years in 2000 to 74.4 years in 2001; for women, life expectancy increased from 79.7 years to 79.8 years. Record high life expectancies were observed for white men and for both black men and women.
Many people hold the misconception that a home based business is only for women taking care of small children. WRONG!
As a result of the corporate and private employment world's covert adherence to age discrimination when hiring those over 50, the home based business opportunity market has seen a meteoric rise in popularity. Many active and energetic seniors do not want to, or can't, retire. The fact that mainstream job opportunities are almost non-existent for this segment of the population, forces more and more seniors to seek business opportunities for potential additional income sources.
There are many reasons for this trend. As the stock market remains volatile, unemployment rates continue to increase, medical and prescription costs go haywire, many senior citizens / retirees, are heading back into the workforce, refusing to retire because of financial reasons as well as to offset boredom. Seniors are also living longer*, staying healthier longer and fearful of outliving their money.
*(U.S. Life Expectancy Grows to 77.2 Years March 15, 2003 - Life expectancy hit a new high of 77.2 years in 2001, up from 77 in 2000, and increased for men and women as well as whites and blacks, a new report released yesterday by the Centers for Disease Control and Prevention (CDC),
The government census of 2002** states that the Median 2002 income of households with householders 65 and over, is $23,152 -- statistically unchanged, in real terms, from the previous year. ** (http://www.census.gov/Press-Release/www/releases/archives/income_wealth/001371.html) This statistic leads us to the question…how can they possibly live comfortably on that?
Statistics show that 4.5 million people age 65 and over who are still employed; i.e., a ratio of more than 1-in-8 people in this age group***. (http://www.census.gov/Press-Release/www/releases/archives/aging_population/001122.html)
Another telling statistic as of March 25, 2004 - The percent of seniors who go online has jumped by 47% between 2000 and 2004. In a February 2004 survey, 22% of Americans age 65 or older reported having access to the Internet, up from 15% in 2000. That translates to about 8 million Americans age 65 or older who use the Internet. By contrast, 58% of Americans age 50-64, 75% of 30-49 year-olds, and 77% of 18-29 year-olds currently go online.
Interesting, despite the fact that the popular opinion is that men are more computer literate, mathematical and scientifically oriented, older women have led the charge and the gender ratio among "wired seniors" is now 50/50.
Computer literacy is, in part, responsible for the great numbers of seniors seeking and running home based businesses.
March 22, 2004 - On the heels of AARP research saying older workers are turning to self-employment, a new study says one out of three older workers would continue working longer if their employer offered a phased retirement program…shorter work weeks, flexible hours or the opportunity to try something new -- that would encourage older workers to delay full retirement, according to Watson Wyatt Worldwide. A majority of these workers (58 percent) said they are working in retirement primarily for the income.
"What was once a three-legged stool of individual retirement income is quickly becoming a four-legged stool, with income from wages constituting the fourth leg," noted Mulvey****. "But it is important to note that extra income is not always the key motivator for phasers - many work because they enjoy it." **** (Janemarie Mulvey, assistant director of Watson Wyatt's Research & Information Center and one of the study's authors.)
Unfortunately, there has been a pervasive societal prejudice towards those working from home; many believe that working from home is not a "real" job. Not only are home based businesses for everyone, many are earning more than they would if they had a "real" job. Go for it!
In conclusion, to witness this trend is to realize that those offering opportunities, services and products need to target the senior market. Those planning media, marketing and advertising need to focus on this powerful and ever growing segment of the population.
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Retired or Re-treaded by Bob Osgoodby
Senior usually has the connotation of the older, especially
denoting the older of two persons having the same name, as father
and son. It can also mean above others in rank or length of
service. We however, have attached another meaning by adding the
word citizen.
The term "senior citizen" has had an age attached to it. Usually
at age 62 or 65 this title is bestowed, and some stores may
provide discounts or other privileges when you have reached that
magic number. AARP allows you to join at age 50. You can start
collecting Social Security at 62, and many places have mandatory
retirement at age 75. I find the term "senior citizen" however,
somewhat demeaning. It somehow implies that someone is aged and
infirm.
Don't get me wrong. Some of the benefits attached are worth the
title. But most of the people I know in that age group, are not
aged and infirm. Most are vibrant and alive, and after retiring
from their "world of work" are ready for a new challenge. Some
may continue as a consultant in their former line of work, others
may choose something completely unrelated, or some may choose to
do nothing at all.
Some may be fortunate enough to have the financial wherewithal to
travel and visit exotic places. Others may take up a hobby.
Those who choose nothing at all will most likely join the small
percentage that are aged and infirm.
Today, our Seniors have an opportunity that previous generations
did not. The wonderful world of the web provides something those
who went before, didn't even dream about. It can range from
something as simplistic as a hobby to an exciting business.
You can travel vicariously to any place in the world. We
traveled to Spain a few years ago and believe it or not, I
learned more about what we saw there when we returned home, and
started researching things of interest we had seen on the web. If
you're planning a trip, you can find places of interest to visit,
make travel arrangements, rent a car, or find accommodations.
Are you a frustrated author? Why not consider writing as your
hobby. You can submit your work to hundreds of online Ezines, or
if you wish, start your own.
I know a chap who was always interested in post card collecting.
Now he can not only pursue this hobby, but has found many others
online who have similar interests. They have developed quite a
group of people who trade back and forth.
More than half of Americans over age 60 say that computers and
the Internet are making life better for them. Now that many are
retired, they have the time to spend that they may not have had
when working. Many use the Internet simply to keep in touch with
friends and relatives. Some, who live far apart, can actually
shop online at a local store where their friend lives. It also
gives the "snowbirds" an ideal way to keep in touch.
If you have always wanted your own business, but didn't have the
capital to invest, the web might just provide that chance. For a
modest investment you can start your own business, and possibly
change that hobby into a money making proposition.
Like any business however, you must use "due diligence" before
jumping in with both feet. There are a lot of get rich quick
scams on the web, and many promise extraordinary earnings in a
short time. Most of these, like the scam promising huge earnings
if you help get millions of dollars out of an African country,
should simply be trashed with a click of your delete key.
I know another person whose hobby is gardening. She grows herbs
and markets several products online. She has found a niche
business that pays, and is now has her own web site.
The ranks of the seniors are growing rapidly, and that fact is
not being overlooked by business. Many companies are actively
wooing this age group. So, if you are retired, or about to, use
this wonderful tool to not only make your life richer, but help
keep you young and vibrant.
It is never too early to get involved, or too late. If you're
only using minimal features of your computer, why not expand your
horizons? You may be surprised at what you find
Bob Osgoodby, Tip of the Week Newsletter Bob Osgoodby" bosgoodby@comcast.net
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Business Associations for both Men and Women
AAHBB American Association of Home Base Businesses
American Home Business Associstion
Amazon City Network
Amazon City Network includes lists of businesses you can browse, a community called "Amazon City Cafe," and other discussion areas and mailing lists. It also offers original content in the form of "libraries, zines, museums, and everything else you'd get in a big city!"
Better Business Bureau
The Business Council of New York State
Chamber Alliance of NYS
U.S.Chamber of Commerce
Federal Trade Commission
Hauppauge Industrial Association(HIA)Hauppauge, Long Island, New York
Helping Business Professionals
Internal Revenue Service
Here you can find links specific to information on women- and minority-owned businesses as well as special Treasury Dept. services.
Information articles resources and tools for market online
LIALong Island Association, Commack, Long Island, NY
Long Island Development Corporation 516-349-7800
LI Hispanic Chamber of Commerce 516-256-2483, LIHCC@optonline.net
National Association for the Self Employed
National Association of Home Based Businesses
Small Business Administration
SCORE Service Corps of Retired Executives offers free mentor service.
SOHOSmall Office Home Office
Social Security Administration
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Work At Home Webpage
Work At Home Jobs & More.
Scam Free Jobs Scam Free Work At Home.
Home Based Business Opportunities Guide
Your Ultimate Home and Online Businesses Guide. Click here
Legitimate Home Based Business
A legitimate home based business opportunity in a well established company with the support systems and infrastructure necessary for an affiliate to build a good business over time.
SelfGrowth.com Self improvement and personal growth. Find a wealth of articles, message boards and much more!
Home Work BureauFind out the ins and outs of working at home. Pre-screened job opportunities and scam alerts. Hundreds of pre-screened jobs available with little or no investment.
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